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The Citizens Bank Of Edina
Edina, MO · FDIC Certificate #12457 · Chartered 09/1
Total assets
$106.70M
Total deposits
$90.89M
Total equity
$15.16M
Net loans
$76.90M
Branches (offices)
1
Net income (YTD)
$1.11M
Rank: #3,633 of 4,213 U.S. banks by assets · #172 of 190 in Missouri. Assets changed 2.3% and deposits 1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.11% |
| Return on equity | 14.95% |
| Net interest margin (YTD) | 5.09% |
| Equity to assets | 14.21% |
| Tier 1 leverage ratio | 14.49% |
| Uninsured deposits (share of deposits) | 17.1% |
| Noncurrent loans (share of loans) | 1.45% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 84.6% |
| Real estate loans (share of loans) | 47.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $36.50M | 47.5% | |
| Commercial & industrial | $7.14M | 9.3% | |
| Consumer / individual | $3.02M | 3.9% | |
| Construction & development | $890.00K | 1.2% | |
| Agricultural | $31.19M | 40.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $91.92M | $81.82M | $569.00K | $9.76M |
| Jun 2023 | $90.93M | $80.06M | $1.06M | $10.56M |
| Jun 2024 | $98.83M | $86.20M | $1.27M | $12.04M |
| Jun 2025 | $104.27M | $89.85M | $1.33M | $13.73M |
| Jun 2026 | $106.70M | $90.89M | $1.11M | $15.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $90.89M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $90.89M.
Similar-sized banks
Prairie Sun Bank ($107.00M) · Gainey Business Bank ($106.61M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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