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Quaint Oak Bank
Southampton, PA · FDIC Certificate #35497 · Chartered 01/0
Total assets
$631.47M
Total deposits
$556.84M
Total equity
$68.87M
Net loans
$561.10M
Branches (offices)
3
Net income (YTD)
$1.43M
Rank: #1,495 of 4,213 U.S. banks by assets · #61 of 109 in Pennsylvania. Assets changed -6.0% and deposits 3.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.44% |
| Return on equity | 4.20% |
| Net interest margin (YTD) | 3.09% |
| Equity to assets | 10.91% |
| Tier 1 leverage ratio | 10.91% |
| Uninsured deposits (share of deposits) | 12.4% |
| Noncurrent loans (share of loans) | 1.73% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 100.8% |
| Real estate loans (share of loans) | 80.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $452.92M | 80.7% | |
| Commercial & industrial | $115.00M | 20.5% | |
| Consumer / individual | $28.00K | 0.0% | |
| Construction & development | $33.16M | 5.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $751.74M | $595.63M | $4.18M | $48.18M |
| Jun 2023 | $783.25M | $578.56M | $1.76M | $69.24M |
| Jun 2024 | $701.27M | $583.16M | $1.74M | $69.61M |
| Jun 2025 | $671.99M | $538.75M | $1.08M | $67.51M |
| Jun 2026 | $631.47M | $556.84M | $1.43M | $68.87M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $556.83M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $556.83M.
Similar-sized banks
Delta Bank ($631.97M) · First National Bank Of Louisiana ($631.07M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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