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Riverbank
Spokane, WA · FDIC Certificate #58322 · Chartered 05/2
Total assets
$310.23M
Total deposits
$275.24M
Total equity
$31.85M
Net loans
$236.18M
Branches (offices)
3
Net income (YTD)
$2.64M
Rank: #2,417 of 4,213 U.S. banks by assets · #21 of 28 in Washington. Assets changed 12.6% and deposits 11.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.78% |
| Return on equity | 17.32% |
| Net interest margin (YTD) | 4.70% |
| Equity to assets | 10.27% |
| Tier 1 leverage ratio | 11.34% |
| Uninsured deposits (share of deposits) | 35.8% |
| Noncurrent loans (share of loans) | 0.31% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 85.8% |
| Real estate loans (share of loans) | 83.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $196.11M | 83.0% | |
| Commercial & industrial | $43.43M | 18.4% | |
| Consumer / individual | $88.00K | 0.0% | |
| Construction & development | $19.80M | 8.4% | |
| Agricultural | $678.00K | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $207.78M | $190.96M | $561.00K | $15.07M |
| Jun 2023 | $242.46M | $214.57M | $794.00K | $21.01M |
| Jun 2024 | $243.74M | $219.24M | $670.00K | $22.68M |
| Jun 2025 | $275.49M | $247.51M | $1.58M | $26.51M |
| Jun 2026 | $310.23M | $275.24M | $2.64M | $31.85M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Washington | $275.24M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $275.24M.
Similar-sized banks
The Bankers Bank ($310.52M) · Security Bank ($309.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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