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Rolette State Bank
Rolette, ND · FDIC Certificate #9120 · Chartered 01/0
Total assets
$51.50M
Total deposits
$46.00M
Total equity
$5.21M
Net loans
$36.98M
Branches (offices)
1
Net income (YTD)
$393.00K
Rank: #4,031 of 4,213 U.S. banks by assets · #57 of 60 in North Dakota. Assets changed 9.0% and deposits 9.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.54% |
| Return on equity | 15.41% |
| Net interest margin (YTD) | 4.68% |
| Equity to assets | 10.12% |
| Tier 1 leverage ratio | 9.87% |
| Uninsured deposits (share of deposits) | 15.6% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 80.4% |
| Real estate loans (share of loans) | 22.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $8.24M | 22.3% | |
| Commercial & industrial | $5.55M | 15.0% | |
| Consumer / individual | $752.00K | 2.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $21.48M | 58.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $51.05M | $47.11M | -$30.00K | $3.62M |
| Jun 2023 | $43.85M | $39.28M | $237.00K | $3.93M |
| Jun 2024 | $47.08M | $38.15M | $203.00K | $4.27M |
| Jun 2025 | $47.26M | $42.09M | $534.00K | $4.89M |
| Jun 2026 | $51.50M | $46.00M | $393.00K | $5.21M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $46.00M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $46.00M.
Similar-sized banks
Talbot State Bank ($51.66M) · The Merchants & Planters Bank ($51.28M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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