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The Merchants & Planters Bank
Clarendon, AR · FDIC Certificate #107 · Chartered 01/0
Total assets
$51.28M
Total deposits
$46.93M
Total equity
$3.85M
Net loans
$20.73M
Branches (offices)
1
Net income (YTD)
$107.00K
Rank: #4,032 of 4,213 U.S. banks by assets · #78 of 78 in Arkansas. Assets changed 2.4% and deposits 1.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.40% |
| Return on equity | 5.59% |
| Net interest margin (YTD) | 3.30% |
| Equity to assets | 7.51% |
| Tier 1 leverage ratio | 11.30% |
| Uninsured deposits (share of deposits) | 29.1% |
| Noncurrent loans (share of loans) | 0.21% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 44.2% |
| Real estate loans (share of loans) | 45.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $9.42M | 45.4% | |
| Commercial & industrial | $5.44M | 26.2% | |
| Consumer / individual | $893.00K | 4.3% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $5.11M | 24.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $42.69M | $39.37M | $70.00K | $3.25M |
| Jun 2023 | $47.42M | $44.69M | $155.00K | $2.59M |
| Jun 2024 | $47.77M | $44.77M | $131.00K | $2.87M |
| Jun 2025 | $50.08M | $46.49M | $182.00K | $3.48M |
| Jun 2026 | $51.28M | $46.93M | $107.00K | $3.85M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $46.93M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $46.93M.
Similar-sized banks
Rolette State Bank ($51.50M) · Fmb Bank ($51.21M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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