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Fmb Bank
Wright City, MO · FDIC Certificate #12225 · Chartered 12/1
Total assets
$51.21M
Total deposits
$47.57M
Total equity
$3.50M
Net loans
$15.19M
Branches (offices)
1
Net income (YTD)
$54.00K
Rank: #4,033 of 4,213 U.S. banks by assets · #190 of 190 in Missouri. Assets changed 6.5% and deposits 5.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.22% |
| Return on equity | 3.09% |
| Net interest margin (YTD) | 3.48% |
| Equity to assets | 6.83% |
| Tier 1 leverage ratio | 7.49% |
| Uninsured deposits (share of deposits) | 27.4% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 31.9% |
| Real estate loans (share of loans) | 86.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $13.12M | 86.4% | |
| Commercial & industrial | $1.03M | 6.8% | |
| Consumer / individual | $1.12M | 7.4% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $31.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $55.11M | $52.47M | -$17.00K | $2.26M |
| Jun 2023 | $52.12M | $49.60M | $130.00K | $2.17M |
| Jun 2024 | $52.26M | $49.46M | -$5.00K | $2.51M |
| Jun 2025 | $48.09M | $44.97M | $25.00K | $2.96M |
| Jun 2026 | $51.21M | $47.57M | $54.00K | $3.50M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $47.57M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $47.57M.
Similar-sized banks
The Merchants & Planters Bank ($51.28M) · Lamont Bank Of St. John ($51.12M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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