Advertisement
Lamont Bank Of St. John
Saint John, WA · FDIC Certificate #8681 · Chartered 01/0
Total assets
$51.12M
Total deposits
$49.73M
Total equity
$919.00K
Net loans
$32.64M
Branches (offices)
1
Net income (YTD)
-$1.70M
Rank: #4,034 of 4,213 U.S. banks by assets · #26 of 28 in Washington. Assets changed -15.2% and deposits -4.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | -6.23% |
| Return on equity | -228.84% |
| Net interest margin (YTD) | 1.62% |
| Equity to assets | 1.80% |
| Tier 1 leverage ratio | 2.95% |
| Uninsured deposits (share of deposits) | 8.7% |
| Noncurrent loans (share of loans) | 49.79% |
| Net charge-offs (share of loans) | 4.26% |
| Loans to deposits | 65.6% |
| Real estate loans (share of loans) | 49.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $16.17M | 49.5% | |
| Commercial & industrial | $1.51M | 4.6% | |
| Consumer / individual | $3.97M | 12.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $13.49M | 41.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $67.30M | $55.27M | $627.00K | $7.44M |
| Jun 2023 | $71.97M | $51.78M | $142.00K | $6.90M |
| Jun 2024 | $71.61M | $51.53M | $469.00K | $5.74M |
| Jun 2025 | $60.31M | $52.11M | -$983.00K | $4.45M |
| Jun 2026 | $51.12M | $49.73M | -$1.70M | $919.00K |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Washington | $49.73M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $49.73M.
Similar-sized banks
Fmb Bank ($51.21M) · Brighton Bank ($51.04M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement