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Security State Bank Of Marine
Marine On St. Croix, MN · FDIC Certificate #10163 · Chartered 05/1
Total assets
$232.51M
Total deposits
$206.08M
Total equity
$25.10M
Net loans
$177.04M
Branches (offices)
4
Net income (YTD)
$2.76M
Rank: #2,797 of 4,213 U.S. banks by assets · #106 of 221 in Minnesota. Assets changed 3.0% and deposits 2.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.37% |
| Return on equity | 22.08% |
| Net interest margin (YTD) | 4.52% |
| Equity to assets | 10.79% |
| Tier 1 leverage ratio | 10.87% |
| Uninsured deposits (share of deposits) | 16.6% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 85.9% |
| Real estate loans (share of loans) | 93.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $165.51M | 93.5% | |
| Commercial & industrial | $11.07M | 6.3% | |
| Consumer / individual | $2.81M | 1.6% | |
| Construction & development | $15.01M | 8.5% | |
| Agricultural | $21.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $202.47M | $184.35M | $1.53M | $17.60M |
| Jun 2023 | $192.56M | $172.50M | $2.23M | $19.39M |
| Jun 2024 | $207.11M | $184.37M | $2.35M | $21.67M |
| Jun 2025 | $225.67M | $201.04M | $2.46M | $23.34M |
| Jun 2026 | $232.51M | $206.08M | $2.76M | $25.10M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $206.08M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $206.08M.
Similar-sized banks
Farmers State Bank ($232.57M) · First State Bank ($232.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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