Advertisement
First State Bank
Loomis, NE · FDIC Certificate #16333 · Chartered 10/2
Total assets
$232.47M
Total deposits
$195.65M
Total equity
$31.06M
Net loans
$174.53M
Branches (offices)
4
Net income (YTD)
$2.96M
Rank: #2,798 of 4,213 U.S. banks by assets · #74 of 138 in Nebraska. Assets changed 7.4% and deposits 7.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.57% |
| Return on equity | 19.66% |
| Net interest margin (YTD) | 5.39% |
| Equity to assets | 13.36% |
| Tier 1 leverage ratio | 11.76% |
| Uninsured deposits (share of deposits) | 25.0% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 89.2% |
| Real estate loans (share of loans) | 36.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $63.41M | 36.3% | |
| Commercial & industrial | $22.21M | 12.7% | |
| Consumer / individual | $5.58M | 3.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $83.67M | 47.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $191.52M | $164.05M | $1.19M | $22.38M |
| Jun 2023 | $208.39M | $174.46M | $1.28M | $23.05M |
| Jun 2024 | $215.89M | $182.10M | $1.42M | $24.94M |
| Jun 2025 | $216.47M | $182.07M | $1.78M | $27.36M |
| Jun 2026 | $232.47M | $195.65M | $2.96M | $31.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $195.65M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $195.65M.
Similar-sized banks
Security State Bank Of Marine ($232.51M) · Taylorsville Savings Bank, SSB ($232.38M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement