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Taylorsville Savings Bank, SSB
Taylorsville, NC · FDIC Certificate #32348 · Chartered 04/0
Total assets
$232.38M
Total deposits
$215.07M
Total equity
$15.44M
Net loans
$179.13M
Branches (offices)
3
Net income (YTD)
$981.00K
Rank: #2,799 of 4,213 U.S. banks by assets · #27 of 38 in North Carolina. Assets changed 13.1% and deposits 13.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.88% |
| Return on equity | 13.15% |
| Net interest margin (YTD) | 3.10% |
| Equity to assets | 6.64% |
| Tier 1 leverage ratio | 8.08% |
| Uninsured deposits (share of deposits) | 12.5% |
| Noncurrent loans (share of loans) | 0.40% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 83.3% |
| Real estate loans (share of loans) | 99.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $177.29M | 99.0% | |
| Commercial & industrial | $2.87M | 1.6% | |
| Consumer / individual | $1.20M | 0.7% | |
| Construction & development | $25.72M | 14.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $142.19M | $130.07M | $116.00K | $9.68M |
| Jun 2023 | $143.94M | $131.58M | $570.00K | $10.00M |
| Jun 2024 | $165.60M | $152.20M | $442.00K | $12.14M |
| Jun 2025 | $205.48M | $190.38M | $600.00K | $12.91M |
| Jun 2026 | $232.38M | $215.07M | $981.00K | $15.44M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Carolina | $215.07M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $215.07M.
Similar-sized banks
First State Bank ($232.47M) · West Central Bank ($232.24M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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