Banks and Credit Unions in North Carolina
Largest deposit holders in North Carolina (branch deposits)
| # | Bank | In-state branch deposits | Share |
|---|---|---|---|
| 1 | Bank Of America, National Association | $304.65B | 43.8% |
| 2 | Truist Bank | $117.66B | 16.9% |
| 3 | First-Citizens Bank & Trust Company | $93.35B | 13.4% |
| 4 | Wells Fargo Bank, National Association | $50.97B | 7.3% |
| 5 | Live Oak Banking Company | $14.68B | 2.1% |
| 6 | Pnc Bank, National Association | $13.21B | 1.9% |
| 7 | First Bank | $9.72B | 1.4% |
| 8 | First National Bank Of Pennsylvania | $8.85B | 1.3% |
| 9 | Fifth Third Bank, National Association | $7.75B | 1.1% |
| 10 | Pinnacle Bank | $7.70B | 1.1% |
| 11 | Banc Of California | $7.09B | 1.0% |
| 12 | First Horizon Bank | $6.76B | 1.0% |
| 13 | Townebank | $5.25B | 0.8% |
| 14 | Southern Bank And Trust Company | $4.06B | 0.6% |
| 15 | The Fidelity Bank | $4.05B | 0.6% |
| 16 | United Community Bank | $3.67B | 0.5% |
| 17 | Jpmorgan Chase Bank, National Association | $2.95B | 0.4% |
| 18 | United Bank | $2.65B | 0.4% |
| 19 | First Carolina Bank | $2.54B | 0.4% |
| 20 | Bank Ozk | $2.32B | 0.3% |
| 21 | Hometrust Bank | $2.30B | 0.3% |
| 22 | Southstate Bank, National Association | $2.19B | 0.3% |
| 23 | Peoples Bank | $1.57B | 0.2% |
| 24 | Providence Bank | $1.29B | 0.2% |
| 25 | Regions Bank | $1.23B | 0.2% |
Banks headquartered in North Carolina
| # | Bank | Headquarters | Assets | Deposits |
|---|---|---|---|---|
| 1 | Bank Of America, National Association | Charlotte, NC | $2.65T | $2.12T |
| 2 | Truist Bank | Charlotte, NC | $548.35B | $419.21B |
| 3 | First-Citizens Bank & Trust Company | Raleigh, NC | $236.32B | $173.95B |
| 4 | Live Oak Banking Company | Wilmington, NC | $15.96B | $14.68B |
| 5 | First Bank | Southern Pines, NC | $13.03B | $11.10B |
| 6 | Southern Bank And Trust Company | Mount Olive, NC | $5.30B | $4.83B |
| 7 | The Fidelity Bank | Fuquay Varina, NC | $4.66B | $4.17B |
| 8 | Hometrust Bank | Asheville, NC | $4.44B | $3.61B |
| 9 | First Carolina Bank | Rocky Mount, NC | $3.41B | $2.87B |
| 10 | Peoples Bank | Newton, NC | $1.76B | $1.57B |
| 11 | Providence Bank | Rocky Mount, NC | $1.51B | $1.29B |
| 12 | North State Bank | Raleigh, NC | $1.46B | $1.23B |
| 13 | Piedmont Federal Savings Bank | Winston Salem, NC | $1.32B | $973.73M |
| 14 | Uwharrie Bank | Albemarle, NC | $1.22B | $1.10B |
| 15 | Farmers & Merchants Bank | Granite Quarry, NC | $998.75M | $842.55M |
| 16 | Ks Bank, Inc. | Smithfield, NC | $874.46M | $785.15M |
| 17 | Bank Of Oak Ridge | Oak Ridge, NC | $658.11M | $509.60M |
| 18 | Blueharbor Bank | Mooresville, NC | $628.41M | $551.19M |
| 19 | Lumbee Guaranty Bank | Pembroke, NC | $583.49M | $490.39M |
| 20 | Triad Business Bank | Greensboro, NC | $536.05M | $477.14M |
| 21 | Lifestore Bank | West Jefferson, NC | $491.32M | $429.69M |
| 22 | First Federal Savings Bank Of Lincolnton | Lincolnton, NC | $485.77M | $390.35M |
| 23 | Mechanics & Farmers Bank | Durham, NC | $475.99M | $402.17M |
| 24 | Roxboro Savings Bank, SSB | Roxboro, NC | $360.68M | $292.80M |
| 25 | Nantahala Bank & Trust Company | Franklin, NC | $288.75M | $260.38M |
| 26 | First Federal Bank | Dunn, NC | $275.58M | $250.51M |
| 27 | Taylorsville Savings Bank, SSB | Taylorsville, NC | $232.38M | $215.07M |
| 28 | American Bank Of The Carolinas | Monroe, NC | $214.05M | $183.79M |
| 29 | New Republic Bank | Roanoke Rapids, NC | $176.32M | $137.97M |
| 30 | Belmont Savings Bank, SSB | Belmont, NC | $161.05M | $111.34M |
| 31 | Morganton Savings Bank, S.S.B. | Morganton, NC | $114.48M | $77.66M |
| 32 | Riverside Savings Bank, SSB | Roanoke Rapids, NC | $94.55M | $72.50M |
| 33 | First Savings And Loan Association | Mebane, NC | $55.88M | $41.56M |
| 34 | Tarboro Savings Bank, SSB | Tarboro, NC | $54.06M | $47.76M |
| 35 | Black Mountain Savings Bank, SSB | Black Mountain, NC | $42.99M | $37.71M |
| 36 | Jackson Savings Bank, SSB | Sylva, NC | $31.87M | $24.67M |
| 37 | Hertford Savings Bank, SSB | Hertford, NC | $20.68M | $18.48M |
| 38 | Cedar Hill National Bank | Charlotte, NC | $15.98M | $2.00M |
Credit unions headquartered in North Carolina
| # | Credit Union | Headquarters | Assets | Members |
|---|---|---|---|---|
| 1 | State Employees' | RALEIGH, NC | $59.97B | 2,998,339 |
| 2 | Coastal | Raleigh, NC | $6.23B | 347,915 |
| 3 | Truliant | Winston Salem, NC | $5.62B | 328,760 |
| 4 | Civic | RALEIGH, NC | $3.07B | 336,107 |
| 5 | Allegacy Financial | Winston Salem, NC | $2.59B | 187,784 |
| 6 | Self-Help | Durham, NC | $2.41B | 146,774 |
| 7 | Self-Help | DURHAM, NC | $2.17B | 101,911 |
| 8 | Skyla | Charlotte, NC | $1.67B | 113,123 |
| 9 | Marine | Jacksonville, NC | $1.10B | 76,859 |
| 10 | Latino Community | Durham, NC | $1.04B | 124,269 |
| 11 | Fort Bragg | Fayetteville, NC | $689.56M | 34,937 |
| 12 | Champion | Canton, NC | $551.95M | 36,206 |
| 13 | Carolinas Telco | Charlotte, NC | $506.32M | 31,584 |
| 14 | Members | WINSTON SALEM, NC | $477.08M | 46,799 |
| 15 | Telco Community Credit Union | Candler, NC | $429.29M | 34,952 |
| 16 | Mountain | Waynesville, NC | $372.43M | 31,379 |
| 17 | Summit | Greensboro, NC | $368.80M | 30,745 |
| 18 | Piedmont Advantage Credit Union | Winston Salem, NC | $367.91M | 27,002 |
| 19 | First Flight | CARY, NC | $283.78M | 20,686 |
| 20 | Duke University | Durham, NC | $203.21M | 15,591 |
| 21 | R T P | RTP, NC | $142.17M | 9,216 |
| 22 | Bragg Mutual | Fayetteville, NC | $131.14M | 9,157 |
| 23 | Nova | CHARLOTTE, NC | $120.70M | 11,173 |
| 24 | Weyco Community | PLYMOUTH, NC | $115.47M | 5,591 |
| 25 | American Partners | Reidsville, NC | $107.71M | 11,351 |
| 26 | North Carolina Community | GOLDSBORO, NC | $107.05M | 5,875 |
| 27 | Wnc Community Cu | Waynesville, NC | $95.97M | 4,052 |
| 28 | Welcome | MORRISVILLE, NC | $92.05M | 6,262 |
| 29 | Carolina | CHERRYVILLE, NC | $85.14M | 7,476 |
| 30 | Revity | Greensboro, NC | $82.96M | 5,881 |
| 31 | Electel Cooperative | Raleigh, NC | $68.19M | 7,480 |
| 32 | Lion'S Share | Salisbury, NC | $64.68M | 12,625 |
| 33 | Acclaim | GREENSBORO, NC | $60.39M | 5,030 |
| 34 | Vision Financial | Durham, NC | $59.46M | 6,014 |
| 35 | Charlotte Fire Department | Charlotte, NC | $55.96M | 3,010 |
| 36 | Telco | TARBORO, NC | $51.31M | 6,648 |
| 37 | Healthshare | Greensboro, NC | $50.52M | 5,758 |
| 38 | Carolina Cooperative | Charlotte, NC | $46.27M | 7,860 |
| 39 | Mcdowell Cornerstone | MARION, NC | $38.27M | 2,710 |
| 40 | Shuford | Hickory, NC | $36.10M | 4,390 |
| 41 | Oteen V. A. | ASHEVILLE, NC | $34.28M | 2,104 |
| 42 | First Carolina People'S | GOLDSBORO, NC | $33.29M | 2,169 |
| 43 | Cs | Catawba, NC | $30.49M | 2,844 |
| 44 | Blue Flame | Charlotte, NC | $30.27M | 3,075 |
| 45 | Emergency Responders | Winston Salem, NC | $30.16M | 3,383 |
| 46 | Lithium | BESSEMER CITY, NC | $16.25M | 1,644 |
| 47 | Tcp | RURAL HALL, NC | $15.93M | 2,121 |
| 48 | Greensboro Postal | Greensboro, NC | $15.63M | 1,430 |
| 49 | Greater Kinston | KINSTON, NC | $14.33M | 3,868 |
| 50 | Internal Revenue Employees | GREENSBORO, NC | $12.20M | 717 |
| 51 | North Carolina Press Association | RALEIGH, NC | $11.99M | 1,301 |
| 52 | Guco | Greenville, NC | $10.24M | 1,383 |
| 53 | Allvac Savings And | MONROE, NC | $9.48M | 1,446 |
| 54 | Arcade | Asheville, NC | $7.84M | 749 |
| 55 | Hsm | HICKORY, NC | $5.46M | 2,120 |
| 56 | Texas Gulf Carolina Emp | Aurora, NC | $1.14M | 383 |
| 57 | Mount Vernon Baptist Church | Durham, NC | $152.60K | 209 |
Counties in North Carolina by bank deposits
Mecklenburg County ($407.38B)Wake County ($106.45B)New Hanover County ($23.75B)Guilford County ($13.28B)Durham County ($13.15B)Forsyth County ($11.00B)Buncombe County ($7.49B)Cumberland County ($4.82B)Iredell County ($4.70B)Catawba County ($4.34B)Cabarrus County ($3.78B)Orange County ($3.72B)Pitt County ($3.53B)Nash County ($3.51B)Gaston County ($3.50B)Union County ($3.35B)Brunswick County ($3.29B)Johnston County ($3.28B)Moore County ($2.89B)Davidson County ($2.83B)Alamance County ($2.83B)Henderson County ($2.58B)Wilson County ($2.42B)Onslow County ($2.18B)Wayne County ($2.13B)Randolph County ($2.05B)Rowan County ($1.99B)Dare County ($1.96B)Lincoln County ($1.85B)Craven County ($1.85B)Carteret County ($1.76B)Surry County ($1.57B)Stanly County ($1.56B)Watauga County ($1.47B)Robeson County ($1.45B)Harnett County ($1.45B)Cleveland County ($1.44B)Rockingham County ($1.35B)Lee County ($1.34B)Macon County ($1.21B)Columbus County ($1.08B)Chatham County ($1.07B)Burke County ($1.05B)Caldwell County ($972.86M)Haywood County ($929.53M)Lenoir County ($918.80M)Pasquotank County ($892.23M)Rutherford County ($880.99M)Transylvania County ($874.20M)Halifax County ($857.87M)Wilkes County ($855.36M)Beaufort County ($852.83M)Duplin County ($836.54M)Ashe County ($815.06M)Jackson County ($800.15M)Sampson County ($738.27M)Cherokee County ($727.65M)Person County ($696.86M)Davie County ($640.55M)Pender County ($620.54M)Franklin County ($568.35M)Granville County ($568.30M)Yadkin County ($550.71M)Stokes County ($496.49M)Richmond County ($492.58M)Vance County ($447.02M)Yancey County ($444.69M)Alexander County ($440.38M)Bladen County ($433.57M)Scotland County ($431.02M)Avery County ($412.65M)Martin County ($400.87M)Montgomery County ($389.75M)Edgecombe County ($366.63M)
Branch deposits: FDIC Summary of Deposits, June 30, 2026. Headquarters data: FDIC and NCUA, June 30, 2026.