Triad Business Bank

Greensboro, NC · FDIC Certificate #59188 · Chartered 03/1

Total assets

$536.05M

Total deposits

$477.14M

Total equity

$50.84M

Net loans

$407.52M

Branches (offices)

Net income (YTD)

$482.00K

Rank: #1,703 of 4,213 U.S. banks by assets · #20 of 38 in North Carolina. Assets changed 0.9% and deposits 0.9% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	0.18%
Return on equity	1.90%
Net interest margin (YTD)	2.71%
Equity to assets	9.48%
Tier 1 leverage ratio	10.86%
Uninsured deposits (share of deposits)	36.3%
Noncurrent loans (share of loans)	1.38%
Net charge-offs (share of loans)	0.16%
Loans to deposits	85.4%
Real estate loans (share of loans)	73.8%

Loan mix

Category	Amount	Share
Real estate loans	$300.55M	73.8%
Commercial & industrial	$108.12M	26.5%
Consumer / individual	$2.24M	0.5%
Construction & development	$51.24M	12.6%
Agricultural	$0	0.0%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$429.89M	$384.36M	-$670.00K	$43.06M
Jun 2023	$513.10M	$468.04M	-$2.86M	$36.64M
Jun 2024	$521.42M	$444.47M	-$712.00K	$43.41M
Jun 2025	$531.33M	$472.92M	$415.00K	$46.15M
Jun 2026	$536.05M	$477.14M	$482.00K	$50.84M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
North Carolina	$477.14M	3

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $477.14M.

Similar-sized banks

Pan American Bank & Trust ($536.11M) · First State Bank Of St. Charles, Missouri ($535.20M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.