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Credit Unions · North Carolina
Allegacy Financial
Winston Salem, NC · NCUA Charter #24438 · Federal charter · Chartered 1967
Total assets
$2.59B
Shares & deposits
$2.21B
Total loans
$2.07B
Members
187,784
Net worth
$296.40M
Branches
29
Rank: #206 of 4,299 U.S. credit unions by assets · #5 of 57 in North Carolina. Assets changed 6.9% and membership 4.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.44% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.36% |
| Loans to shares & deposits | 93.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.12B | $1.85B | $0 | $208.21M |
| Jun 2023 | $2.24B | $1.89B | $0 | $235.85M |
| Jun 2024 | $2.28B | $1.91B | $0 | $256.37M |
| Jun 2025 | $2.42B | $2.07B | $0 | $273.24M |
| Jun 2026 | $2.59B | $2.21B | $0 | $296.40M |
Branch footprint
| State | Branches |
|---|---|
| North Carolina | 29 |
Similar-sized credit unions
Columbia Community ($2.59B) · South Carolina ($2.59B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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