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Tarboro Savings Bank, SSB
Tarboro, NC · FDIC Certificate #29061 · Chartered 01/0
Total assets
$54.06M
Total deposits
$47.76M
Total equity
$6.24M
Net loans
$40.39M
Branches (offices)
1
Net income (YTD)
-$71.00K
Rank: #4,016 of 4,213 U.S. banks by assets · #34 of 38 in North Carolina. Assets changed -4.2% and deposits -2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.26% |
| Return on equity | -2.26% |
| Net interest margin (YTD) | 2.06% |
| Equity to assets | 11.54% |
| Tier 1 leverage ratio | 11.27% |
| Uninsured deposits (share of deposits) | 5.1% |
| Noncurrent loans (share of loans) | 0.66% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 84.6% |
| Real estate loans (share of loans) | 100.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $40.77M | 100.9% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $101.00K | 0.3% | |
| Construction & development | $522.00K | 1.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $53.31M | $46.16M | $110.00K | $7.06M |
| Jun 2023 | $51.92M | $44.68M | $53.00K | $7.18M |
| Jun 2024 | $56.52M | $48.48M | -$138.00K | $6.95M |
| Jun 2025 | $56.42M | $48.87M | -$205.00K | $6.46M |
| Jun 2026 | $54.06M | $47.76M | -$71.00K | $6.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Carolina | $47.76M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $47.76M.
Similar-sized banks
The First National Bank Of Moody ($54.18M) · Compass Savings Bank ($53.52M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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