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Credit Unions · North Carolina
Electel Cooperative
Raleigh, NC · NCUA Charter #24819 · Federal charter · Chartered 1969
Total assets
$68.19M
Shares & deposits
$59.89M
Total loans
$42.26M
Members
7,480
Net worth
$8.64M
Branches
5
Rank: #2,153 of 4,299 U.S. credit unions by assets · #31 of 57 in North Carolina. Assets changed 7.0% and membership -0.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.67% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.31% |
| Loans to shares & deposits | 70.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $63.17M | $55.97M | $0 | $6.93M |
| Jun 2023 | $61.61M | $53.96M | $0 | $7.38M |
| Jun 2024 | $62.88M | $54.59M | $0 | $7.97M |
| Jun 2025 | $63.74M | $55.17M | $0 | $8.56M |
| Jun 2026 | $68.19M | $59.89M | $0 | $8.64M |
Branch footprint
| State | Branches |
|---|---|
| North Carolina | 5 |
Similar-sized credit unions
Avestar ($68.19M) · Community Focus ($68.03M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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