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Credit Unions · North Carolina
Piedmont Advantage Credit Union
Winston Salem, NC · NCUA Charter #60160 · State charter, federally insured · Chartered 1949
Total assets
$367.91M
Shares & deposits
$342.67M
Total loans
$241.76M
Members
27,002
Net worth
$31.47M
Branches
6
Rank: #923 of 4,299 U.S. credit unions by assets · #18 of 57 in North Carolina. Assets changed -4.9% and membership -6.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.55% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.36% |
| Loans to shares & deposits | 70.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $423.75M | $396.34M | $0 | $35.80M |
| Jun 2023 | $402.27M | $370.07M | $0 | $35.44M |
| Jun 2024 | $397.03M | $354.98M | $0 | $33.22M |
| Jun 2025 | $386.82M | $344.11M | $0 | $31.42M |
| Jun 2026 | $367.91M | $342.67M | $0 | $31.47M |
Branch footprint
| State | Branches |
|---|---|
| North Carolina | 6 |
Similar-sized credit unions
Panhandle ($367.93M) · Peopleschoice ($366.91M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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