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Peopleschoice
Biddeford, ME · NCUA Charter #68442 · State charter, federally insured · Chartered 1963
Total assets
$366.91M
Shares & deposits
$335.75M
Total loans
$275.71M
Members
20,378
Net worth
$32.23M
Branches
4
Rank: #924 of 4,299 U.S. credit unions by assets · #14 of 48 in Maine. Assets changed 3.1% and membership -0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.78% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.76% |
| Loans to shares & deposits | 82.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $316.51M | $300.23M | $0 | $22.58M |
| Jun 2023 | $331.36M | $313.86M | $0 | $25.02M |
| Jun 2024 | $361.05M | $328.41M | $0 | $26.70M |
| Jun 2025 | $355.84M | $331.33M | $0 | $28.91M |
| Jun 2026 | $366.91M | $335.75M | $0 | $32.23M |
Branch footprint
| State | Branches |
|---|---|
| Maine | 4 |
Similar-sized credit unions
Piedmont Advantage Credit Union ($367.91M) · Mass Bay ($366.73M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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