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Mass Bay
SOUTH BOSTON, MA · NCUA Charter #68137 · State charter, federally insured · Chartered 1936
Total assets
$366.73M
Shares & deposits
$259.62M
Total loans
$304.95M
Members
17,761
Net worth
$42.03M
Branches
4
Rank: #925 of 4,299 U.S. credit unions by assets · #31 of 121 in Massachusetts. Assets changed 2.2% and membership -2.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.46% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.37% |
| Loans to shares & deposits | 117.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $306.58M | $262.61M | $0 | $31.49M |
| Jun 2023 | $327.59M | $250.39M | $0 | $36.26M |
| Jun 2024 | $355.69M | $249.63M | $0 | $37.86M |
| Jun 2025 | $359.00M | $251.07M | $0 | $39.67M |
| Jun 2026 | $366.73M | $259.62M | $0 | $42.03M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 4 |
Similar-sized credit unions
Peopleschoice ($366.91M) · My ($366.43M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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