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Panhandle
Panama City, FL · NCUA Charter #68720 · State charter, federally insured · Chartered 1957
Total assets
$367.93M
Shares & deposits
$313.85M
Total loans
$207.64M
Members
16,409
Net worth
$49.59M
Branches
7
Rank: #922 of 4,299 U.S. credit unions by assets · #42 of 107 in Florida. Assets changed 8.5% and membership 2.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.46% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.17% |
| Loans to shares & deposits | 66.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $309.10M | $274.29M | $0 | $36.13M |
| Jun 2023 | $306.88M | $266.89M | $0 | $39.88M |
| Jun 2024 | $320.98M | $277.69M | $0 | $42.57M |
| Jun 2025 | $339.22M | $290.73M | $0 | $45.39M |
| Jun 2026 | $367.93M | $313.85M | $0 | $49.59M |
Branch footprint
| State | Branches |
|---|---|
| Florida | 7 |
Similar-sized credit unions
First Capital ($368.45M) · Piedmont Advantage Credit Union ($367.91M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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