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Credit Unions · North Carolina
Summit
Greensboro, NC · NCUA Charter #63020 · State charter, federally insured · Chartered 1935
Total assets
$368.80M
Shares & deposits
$298.40M
Total loans
$233.62M
Members
30,745
Net worth
$56.95M
Branches
8
Rank: #920 of 4,299 U.S. credit unions by assets · #17 of 57 in North Carolina. Assets changed 1.8% and membership -2.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.44% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.45% |
| Loans to shares & deposits | 78.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $348.11M | $305.79M | $0 | $46.24M |
| Jun 2023 | $332.56M | $289.26M | $0 | $49.45M |
| Jun 2024 | $346.29M | $284.48M | $0 | $52.01M |
| Jun 2025 | $362.26M | $294.75M | $0 | $53.87M |
| Jun 2026 | $368.80M | $298.40M | $0 | $56.95M |
Branch footprint
| State | Branches |
|---|---|
| North Carolina | 8 |
Similar-sized credit unions
Oxford ($370.18M) · First Capital ($368.45M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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