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Credit Unions · North Carolina
Civic
RALEIGH, NC · NCUA Charter #24003 · Federal charter · Chartered 1983
Total assets
$3.07B
Shares & deposits
$2.56B
Total loans
$2.73B
Members
336,107
Net worth
$180.25M
Branches
13
Rank: #167 of 4,299 U.S. credit unions by assets · #4 of 57 in North Carolina. Assets changed -16.2% and membership -11.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 5.87% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 4.16% |
| Loans to shares & deposits | 106.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.58B | $3.20B | $0 | $368.88M |
| Jun 2023 | $4.03B | $3.15B | $0 | $374.70M |
| Jun 2024 | $3.97B | $3.52B | $0 | $368.16M |
| Jun 2025 | $3.67B | $3.00B | $0 | $333.87M |
| Jun 2026 | $3.07B | $2.56B | $0 | $180.25M |
Branch footprint
| State | Branches |
|---|---|
| North Carolina | 13 |
Similar-sized credit unions
First Community ($3.07B) · Americu ($3.03B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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