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Americu
Rome, NY · NCUA Charter #68433 · State charter, federally insured · Chartered 1978
Total assets
$3.03B
Shares & deposits
$2.65B
Total loans
$2.57B
Members
210,014
Net worth
$289.47M
Branches
23
Rank: #168 of 4,299 U.S. credit unions by assets · #12 of 268 in New York. Assets changed 7.3% and membership 20.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.56% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.33% |
| Loans to shares & deposits | 96.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.56B | $2.31B | $0 | $221.19M |
| Jun 2023 | $2.71B | $2.25B | $0 | $247.14M |
| Jun 2024 | $2.71B | $2.33B | $0 | $258.70M |
| Jun 2025 | $2.82B | $2.43B | $0 | $268.10M |
| Jun 2026 | $3.03B | $2.65B | $0 | $289.47M |
Branch footprint
| State | Branches |
|---|---|
| New York | 23 |
Similar-sized credit unions
Civic ($3.07B) · Selco Community ($3.01B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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