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South Louisiana Bank
Houma, LA · FDIC Certificate #23144 · Chartered 06/3
Total assets
$659.84M
Total deposits
$548.63M
Total equity
$101.31M
Net loans
$354.73M
Branches (offices)
9
Net income (YTD)
$5.98M
Rank: #1,434 of 4,213 U.S. banks by assets · #29 of 103 in Louisiana. Assets changed -2.7% and deposits -0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.80% |
| Return on equity | 12.10% |
| Net interest margin (YTD) | 4.70% |
| Equity to assets | 15.35% |
| Tier 1 leverage ratio | 15.30% |
| Uninsured deposits (share of deposits) | 32.0% |
| Noncurrent loans (share of loans) | 0.45% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 64.7% |
| Real estate loans (share of loans) | 71.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $253.66M | 71.5% | |
| Commercial & industrial | $101.90M | 28.7% | |
| Consumer / individual | $11.10M | 3.1% | |
| Construction & development | $33.20M | 9.4% | |
| Agricultural | $1.13M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $742.56M | $661.60M | $4.44M | $74.21M |
| Jun 2023 | $675.24M | $588.22M | $4.36M | $79.04M |
| Jun 2024 | $700.19M | $605.07M | $4.04M | $86.37M |
| Jun 2025 | $678.44M | $553.56M | $4.77M | $95.71M |
| Jun 2026 | $659.84M | $548.63M | $5.98M | $101.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $548.63M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $548.63M.
Similar-sized banks
Bruning Bank ($659.94M) · Wellington State Bank ($659.73M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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