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Wellington State Bank
Wellington, TX · FDIC Certificate #1219 · Chartered 01/0
Total assets
$659.73M
Total deposits
$599.44M
Total equity
$50.27M
Net loans
$338.54M
Branches (offices)
14
Net income (YTD)
$4.19M
Rank: #1,435 of 4,213 U.S. banks by assets · #130 of 346 in Texas. Assets changed 10.3% and deposits 9.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 16.66% |
| Net interest margin (YTD) | 3.81% |
| Equity to assets | 7.62% |
| Tier 1 leverage ratio | 9.55% |
| Uninsured deposits (share of deposits) | 30.9% |
| Noncurrent loans (share of loans) | 5.27% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 56.5% |
| Real estate loans (share of loans) | 76.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $258.68M | 76.4% | |
| Commercial & industrial | $23.38M | 6.9% | |
| Consumer / individual | $7.11M | 2.1% | |
| Construction & development | $39.09M | 11.5% | |
| Agricultural | $53.19M | 15.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $553.26M | $510.30M | $3.34M | $35.88M |
| Jun 2023 | $562.37M | $473.05M | $633.00K | $33.97M |
| Jun 2024 | $570.04M | $518.32M | $1.32M | $36.68M |
| Jun 2025 | $598.38M | $546.35M | $2.85M | $42.07M |
| Jun 2026 | $659.73M | $599.44M | $4.19M | $50.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $599.44M | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $599.44M.
Similar-sized banks
South Louisiana Bank ($659.84M) · First State Bank And Trust Company, Inc. ($658.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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