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Southside Bank
Tyler, TX · FDIC Certificate #18297 · Chartered 10/0
Total assets
$8.76B
Total deposits
$6.17B
Total equity
$1.08B
Net loans
$4.90B
Branches (offices)
58
Net income (YTD)
$58.54M
Rank: #187 of 4,213 U.S. banks by assets · #14 of 346 in Texas. Assets changed 5.1% and deposits -7.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 10.98% |
| Net interest margin (YTD) | 3.09% |
| Equity to assets | 12.37% |
| Tier 1 leverage ratio | 11.43% |
| Uninsured deposits (share of deposits) | 42.8% |
| Noncurrent loans (share of loans) | 0.19% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 79.4% |
| Real estate loans (share of loans) | 83.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.09B | 83.3% | |
| Commercial & industrial | $423.70M | 8.6% | |
| Consumer / individual | $36.24M | 0.7% | |
| Construction & development | $600.08M | 12.2% | |
| Agricultural | $15.49M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $7.60B | $6.27B | $53.88M | $862.57M |
| Jun 2023 | $7.80B | $6.12B | $55.11M | $907.98M |
| Jun 2024 | $8.35B | $6.50B | $50.63M | $941.47M |
| Jun 2025 | $8.33B | $6.64B | $47.82M | $948.45M |
| Jun 2026 | $8.76B | $6.17B | $58.54M | $1.08B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $6.17B | 58 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $6.17B.
Similar-sized banks
Wells Fargo National Bank West ($8.77B) · First American Bank ($8.63B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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