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Spring Hill State Bank
Longview, TX · FDIC Certificate #22526 · Chartered 09/1
Total assets
$238.49M
Total deposits
$186.95M
Total equity
$39.79M
Net loans
$182.54M
Branches (offices)
2
Net income (YTD)
$1.72M
Rank: #2,777 of 4,213 U.S. banks by assets · #239 of 346 in Texas. Assets changed -4.0% and deposits -8.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.42% |
| Return on equity | 8.80% |
| Net interest margin (YTD) | 4.81% |
| Equity to assets | 16.68% |
| Tier 1 leverage ratio | 16.65% |
| Uninsured deposits (share of deposits) | 27.7% |
| Noncurrent loans (share of loans) | 0.94% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 97.6% |
| Real estate loans (share of loans) | 89.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $163.66M | 89.7% | |
| Commercial & industrial | $10.97M | 6.0% | |
| Consumer / individual | $11.89M | 6.5% | |
| Construction & development | $13.76M | 7.5% | |
| Agricultural | $21.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $238.28M | $207.35M | $953.00K | $28.60M |
| Jun 2023 | $228.91M | $195.43M | $1.31M | $30.89M |
| Jun 2024 | $239.62M | $198.24M | $1.58M | $33.66M |
| Jun 2025 | $248.35M | $204.99M | $1.74M | $36.62M |
| Jun 2026 | $238.49M | $186.95M | $1.72M | $39.79M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $186.95M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $186.95M.
Similar-sized banks
The First National Bank And Trust ($238.60M) · Citizens Bank Of The Midwest ($238.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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