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Spur Security Bank
Spur, TX · FDIC Certificate #15460 · Chartered 12/2
Total assets
$140.55M
Total deposits
$127.26M
Total equity
$12.59M
Net loans
$94.46M
Branches (offices)
2
Net income (YTD)
$508.00K
Rank: #3,372 of 4,213 U.S. banks by assets · #287 of 346 in Texas. Assets changed 20.6% and deposits 17.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.75% |
| Return on equity | 10.02% |
| Net interest margin (YTD) | 3.84% |
| Equity to assets | 8.96% |
| Tier 1 leverage ratio | 12.39% |
| Uninsured deposits (share of deposits) | 36.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 74.2% |
| Real estate loans (share of loans) | 69.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $65.82M | 69.7% | |
| Commercial & industrial | $27.17M | 28.8% | |
| Consumer / individual | $789.00K | 0.8% | |
| Construction & development | $11.56M | 12.2% | |
| Agricultural | $1.73M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $48.99M | $50.07M | $39.00K | -$1.13M |
| Jun 2023 | $73.10M | $73.94M | $95.00K | -$1.11M |
| Jun 2024 | $88.92M | $82.73M | -$181.00K | $5.84M |
| Jun 2025 | $116.58M | $108.75M | $205.00K | $7.15M |
| Jun 2026 | $140.55M | $127.26M | $508.00K | $12.59M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $127.26M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $127.26M.
Similar-sized banks
Northwoods Bank Of Minnesota ($140.61M) · Bank Of Buffalo ($140.54M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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