Banks · Louisiana

St. Landry Bank And Trust Company

Opelousas, LA · FDIC Certificate #8534 · Chartered 01/0

Total assets

$294.90M

Total deposits

$269.67M

Total equity

$24.46M

Net loans

$80.73M

Branches (offices)

Net income (YTD)

$396.00K

Rank: #2,497 of 4,213 U.S. banks by assets · #61 of 103 in Louisiana. Assets changed -0.1% and deposits -1.6% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	0.27%
Return on equity	3.33%
Net interest margin (YTD)	2.91%
Equity to assets	8.30%
Tier 1 leverage ratio	11.20%
Uninsured deposits (share of deposits)	27.5%
Noncurrent loans (share of loans)	3.42%
Net charge-offs (share of loans)	0.16%
Loans to deposits	29.9%
Real estate loans (share of loans)	74.7%

Loan mix

Category	Amount	Share
Real estate loans	$60.33M	74.7%
Commercial & industrial	$10.49M	13.0%
Consumer / individual	$11.19M	13.9%
Construction & development	$12.99M	16.1%
Agricultural	$304.00K	0.4%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$322.30M	$312.43M	$249.00K	$9.49M
Jun 2023	$280.30M	$262.96M	$795.00K	$7.00M
Jun 2024	$297.35M	$273.24M	$759.00K	$13.28M
Jun 2025	$295.17M	$274.03M	$1.08M	$20.55M
Jun 2026	$294.90M	$269.67M	$396.00K	$24.46M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
Louisiana	$269.67M	7

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $269.67M.

Similar-sized banks

Coleman County State Bank ($295.14M) · The Upstate National Bank ($294.81M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.