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Coleman County State Bank
Coleman, TX · FDIC Certificate #15480 · Chartered 10/1
Total assets
$295.14M
Total deposits
$267.08M
Total equity
$26.16M
Net loans
$175.00M
Branches (offices)
7
Net income (YTD)
$3.00M
Rank: #2,496 of 4,213 U.S. banks by assets · #216 of 346 in Texas. Assets changed 3.0% and deposits 1.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.05% |
| Return on equity | 23.21% |
| Net interest margin (YTD) | 5.19% |
| Equity to assets | 8.87% |
| Tier 1 leverage ratio | 8.56% |
| Uninsured deposits (share of deposits) | 23.7% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 65.5% |
| Real estate loans (share of loans) | 83.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $145.27M | 83.0% | |
| Commercial & industrial | $14.13M | 8.1% | |
| Consumer / individual | $4.93M | 2.8% | |
| Construction & development | $23.05M | 13.2% | |
| Agricultural | $12.33M | 7.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $199.78M | $184.69M | $1.17M | $15.04M |
| Jun 2023 | $186.96M | $170.12M | $1.46M | $15.00M |
| Jun 2024 | $208.26M | $189.45M | $1.55M | $17.06M |
| Jun 2025 | $286.44M | $262.51M | $2.81M | $21.25M |
| Jun 2026 | $295.14M | $267.08M | $3.00M | $26.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $267.08M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $267.08M.
Similar-sized banks
Arrowhead Bank ($295.32M) · St. Landry Bank And Trust Company ($294.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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