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State Bank Of Lake Park
Lake Park, MN · FDIC Certificate #9351 · Chartered 10/1
Total assets
$47.00M
Total deposits
$42.53M
Total equity
$4.34M
Net loans
$25.82M
Branches (offices)
2
Net income (YTD)
$319.00K
Rank: #4,055 of 4,213 U.S. banks by assets · #206 of 221 in Minnesota. Assets changed 8.1% and deposits 7.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 15.16% |
| Net interest margin (YTD) | 3.74% |
| Equity to assets | 9.23% |
| Tier 1 leverage ratio | 10.98% |
| Uninsured deposits (share of deposits) | 6.3% |
| Noncurrent loans (share of loans) | 1.52% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 60.7% |
| Real estate loans (share of loans) | 80.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $20.69M | 80.1% | |
| Commercial & industrial | $1.98M | 7.7% | |
| Consumer / individual | $2.81M | 10.9% | |
| Construction & development | $993.00K | 3.8% | |
| Agricultural | $805.00K | 3.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $44.92M | $42.09M | $170.00K | $2.79M |
| Jun 2023 | $43.66M | $40.72M | $196.00K | $2.86M |
| Jun 2024 | $44.06M | $39.00M | $149.00K | $3.11M |
| Jun 2025 | $43.48M | $39.55M | $212.00K | $3.74M |
| Jun 2026 | $47.00M | $42.53M | $319.00K | $4.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $42.53M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $42.53M.
Similar-sized banks
The First National Bank Of Mcintosh ($47.02M) · The Trust Bank ($46.96M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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