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The First National Bank Of Mcintosh
Mcintosh, MN · FDIC Certificate #5196 · Chartered 08/2
Total assets
$47.02M
Total deposits
$37.38M
Total equity
$9.45M
Net loans
$15.22M
Branches (offices)
1
Net income (YTD)
$392.00K
Rank: #4,054 of 4,213 U.S. banks by assets · #205 of 221 in Minnesota. Assets changed 16.7% and deposits 19.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.71% |
| Return on equity | 8.38% |
| Net interest margin (YTD) | 3.24% |
| Equity to assets | 20.10% |
| Tier 1 leverage ratio | 20.20% |
| Uninsured deposits (share of deposits) | 24.0% |
| Noncurrent loans (share of loans) | 1.16% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 40.7% |
| Real estate loans (share of loans) | 77.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $11.85M | 77.9% | |
| Commercial & industrial | $1.06M | 7.0% | |
| Consumer / individual | $1.83M | 12.0% | |
| Construction & development | $136.00K | 0.9% | |
| Agricultural | $793.00K | 5.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $34.58M | $27.90M | $19.00K | $6.64M |
| Jun 2023 | $34.48M | $27.01M | $341.00K | $7.37M |
| Jun 2024 | $36.51M | $28.20M | $249.00K | $8.09M |
| Jun 2025 | $40.28M | $31.26M | $300.00K | $8.84M |
| Jun 2026 | $47.02M | $37.38M | $392.00K | $9.45M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $37.38M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $37.38M.
Similar-sized banks
Farmers State Bank ($47.35M) · State Bank Of Lake Park ($47.00M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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