Advertisement
Stockmens National Bank In Cotulla
Cotulla, TX · FDIC Certificate #14864 · Chartered 01/0
Total assets
$124.06M
Total deposits
$111.67M
Total equity
$12.25M
Net loans
$24.85M
Branches (offices)
1
Net income (YTD)
$1.05M
Rank: #3,498 of 4,213 U.S. banks by assets · #298 of 346 in Texas. Assets changed 12.7% and deposits 13.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.70% |
| Return on equity | 17.51% |
| Net interest margin (YTD) | 3.49% |
| Equity to assets | 9.87% |
| Tier 1 leverage ratio | 10.62% |
| Uninsured deposits (share of deposits) | 38.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 22.3% |
| Real estate loans (share of loans) | 55.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $13.75M | 55.3% | |
| Commercial & industrial | $4.98M | 20.0% | |
| Consumer / individual | $4.02M | 16.2% | |
| Construction & development | $4.04M | 16.3% | |
| Agricultural | $1.19M | 4.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $93.00M | $85.56M | $199.00K | $7.41M |
| Jun 2023 | $98.74M | $90.90M | $1.07M | $7.82M |
| Jun 2024 | $104.28M | $94.11M | $946.00K | $10.06M |
| Jun 2025 | $110.09M | $98.50M | $890.00K | $11.45M |
| Jun 2026 | $124.06M | $111.67M | $1.05M | $12.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $111.67M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $111.67M.
Similar-sized banks
Dnb National Bank ($124.14M) · Home Banking Company ($123.96M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement