Advertisement
Sundown State Bank
Sundown, TX · FDIC Certificate #18780 · Chartered 05/2
Total assets
$307.67M
Total deposits
$269.61M
Total equity
$36.45M
Net loans
$189.82M
Branches (offices)
5
Net income (YTD)
$6.47M
Rank: #2,429 of 4,213 U.S. banks by assets · #210 of 346 in Texas. Assets changed 7.3% and deposits 6.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 4.15% |
| Return on equity | 35.73% |
| Net interest margin (YTD) | 4.26% |
| Equity to assets | 11.85% |
| Tier 1 leverage ratio | 11.63% |
| Uninsured deposits (share of deposits) | 23.4% |
| Noncurrent loans (share of loans) | 0.84% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 70.4% |
| Real estate loans (share of loans) | 57.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $109.15M | 57.5% | |
| Commercial & industrial | $40.08M | 21.1% | |
| Consumer / individual | $708.00K | 0.4% | |
| Construction & development | $11.57M | 6.1% | |
| Agricultural | $41.38M | 21.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $237.39M | $215.65M | $1.20M | $21.18M |
| Jun 2023 | $258.78M | $233.79M | $2.02M | $24.04M |
| Jun 2024 | $255.06M | $226.70M | $2.17M | $27.37M |
| Jun 2025 | $286.67M | $254.19M | $2.68M | $31.16M |
| Jun 2026 | $307.67M | $269.61M | $6.47M | $36.45M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $269.61M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $269.61M.
Similar-sized banks
Prinsbank ($308.26M) · Farmers And Merchants Bank ($307.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement