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T Bank, National Association
Dallas, TX · FDIC Certificate #57703 · Chartered 11/0
Total assets
$1.10B
Total deposits
$955.64M
Total equity
$131.55M
Net loans
$908.98M
Branches (offices)
2
Net income (YTD)
$6.36M
Rank: #957 of 4,213 U.S. banks by assets · #83 of 346 in Texas. Assets changed 11.6% and deposits 11.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.22% |
| Return on equity | 9.90% |
| Net interest margin (YTD) | 4.62% |
| Equity to assets | 11.93% |
| Tier 1 leverage ratio | 10.67% |
| Uninsured deposits (share of deposits) | 27.3% |
| Noncurrent loans (share of loans) | 2.89% |
| Net charge-offs (share of loans) | 0.34% |
| Loans to deposits | 95.1% |
| Real estate loans (share of loans) | 53.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $481.51M | 53.0% | |
| Commercial & industrial | $371.05M | 40.8% | |
| Consumer / individual | $1.09M | 0.1% | |
| Construction & development | $87.75M | 9.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $579.17M | $480.46M | $6.70M | $90.77M |
| Jun 2023 | $613.57M | $504.43M | $6.83M | $101.25M |
| Jun 2024 | $768.51M | $624.09M | $4.71M | $111.21M |
| Jun 2025 | $987.45M | $856.80M | $6.00M | $116.26M |
| Jun 2026 | $1.10B | $955.64M | $6.36M | $131.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $955.64M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $955.64M.
Similar-sized banks
Access Bank ($1.10B) · First Palmetto Bank ($1.10B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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