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Texas Traditions Bank
Katy, TX · FDIC Certificate #59304 · Chartered 09/0
Total assets
$555.93M
Total deposits
$500.45M
Total equity
$50.62M
Net loans
$296.15M
Branches (offices)
2
Net income (YTD)
$2.13M
Rank: #1,654 of 4,213 U.S. banks by assets · #150 of 346 in Texas. Assets changed 66.1% and deposits 74.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.82% |
| Return on equity | 8.92% |
| Net interest margin (YTD) | 4.58% |
| Equity to assets | 9.11% |
| Tier 1 leverage ratio | 9.39% |
| Uninsured deposits (share of deposits) | 45.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 59.2% |
| Real estate loans (share of loans) | 81.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $240.75M | 81.3% | |
| Commercial & industrial | $56.76M | 19.2% | |
| Consumer / individual | $1.46M | 0.5% | |
| Construction & development | $57.91M | 19.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2023 | $148.75M | $110.38M | -$494.00K | $36.37M |
| Jun 2024 | $240.48M | $197.50M | $1.25M | $38.55M |
| Jun 2025 | $334.66M | $287.58M | $1.25M | $42.05M |
| Jun 2026 | $555.93M | $500.45M | $2.13M | $50.62M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $500.45M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $500.45M.
Similar-sized banks
Community Resource Bank ($556.39M) · Nave Bank ($555.01M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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