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The Bank Of Bennington
Bennington, VT · FDIC Certificate #30350 · Chartered 01/0
Total assets
$661.90M
Total deposits
$494.30M
Total equity
$71.17M
Net loans
$507.53M
Branches (offices)
5
Net income (YTD)
$2.78M
Rank: #1,431 of 4,213 U.S. banks by assets · #6 of 12 in Vermont. Assets changed 6.5% and deposits 3.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.86% |
| Return on equity | 7.97% |
| Net interest margin (YTD) | 3.10% |
| Equity to assets | 10.75% |
| Tier 1 leverage ratio | 11.43% |
| Uninsured deposits (share of deposits) | 12.0% |
| Noncurrent loans (share of loans) | 0.40% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 102.7% |
| Real estate loans (share of loans) | 96.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $491.31M | 96.8% | |
| Commercial & industrial | $18.81M | 3.7% | |
| Consumer / individual | $1.87M | 0.4% | |
| Construction & development | $4.72M | 0.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $543.45M | $468.15M | $1.38M | $51.00M |
| Jun 2023 | $551.85M | $438.52M | $1.88M | $53.17M |
| Jun 2024 | $564.79M | $443.95M | $1.50M | $57.86M |
| Jun 2025 | $621.43M | $477.49M | $2.29M | $64.42M |
| Jun 2026 | $661.90M | $494.30M | $2.78M | $71.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Vermont | $494.30M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $494.30M.
Similar-sized banks
Ccb Community Bank ($661.94M) · The Hometown Bank Of Alabama ($660.68M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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