Advertisement
The Bank Of Edison
Edison, GA · FDIC Certificate #5686 · Chartered 10/0
Total assets
$83.95M
Total deposits
$78.56M
Total equity
$5.06M
Net loans
$49.57M
Branches (offices)
1
Net income (YTD)
$762.00K
Rank: #3,805 of 4,213 U.S. banks by assets · #116 of 123 in Georgia. Assets changed 4.3% and deposits 3.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.80% |
| Return on equity | 31.70% |
| Net interest margin (YTD) | 4.41% |
| Equity to assets | 6.02% |
| Tier 1 leverage ratio | 9.08% |
| Uninsured deposits (share of deposits) | 26.5% |
| Noncurrent loans (share of loans) | 1.79% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 63.1% |
| Real estate loans (share of loans) | 58.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $29.15M | 58.8% | |
| Commercial & industrial | $3.66M | 7.4% | |
| Consumer / individual | $3.02M | 6.1% | |
| Construction & development | $576.00K | 1.2% | |
| Agricultural | $14.38M | 29.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $70.02M | $67.71M | -$56.00K | $2.12M |
| Jun 2023 | $73.60M | $69.09M | $307.00K | $2.26M |
| Jun 2024 | $80.55M | $75.07M | $438.00K | $3.17M |
| Jun 2025 | $80.46M | $76.09M | $575.00K | $4.08M |
| Jun 2026 | $83.95M | $78.56M | $762.00K | $5.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $78.56M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $78.56M.
Similar-sized banks
The Covington Savings And Loan Association ($84.03M) · The First Bank Of Celeste ($83.87M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement