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The Covington Savings And Loan Association
Covington, OH · FDIC Certificate #28063 · Chartered 01/0
Total assets
$84.03M
Total deposits
$68.41M
Total equity
$15.33M
Net loans
$45.77M
Branches (offices)
3
Net income (YTD)
$412.00K
Rank: #3,804 of 4,213 U.S. banks by assets · #138 of 155 in Ohio. Assets changed 2.6% and deposits 2.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.99% |
| Return on equity | 5.44% |
| Net interest margin (YTD) | 3.50% |
| Equity to assets | 18.24% |
| Tier 1 leverage ratio | 18.60% |
| Uninsured deposits (share of deposits) | 9.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 66.9% |
| Real estate loans (share of loans) | 100.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $45.88M | 100.2% | |
| Commercial & industrial | $73.00K | 0.2% | |
| Consumer / individual | $45.00K | 0.1% | |
| Construction & development | $259.00K | 0.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $89.62M | $77.46M | $123.00K | $11.87M |
| Jun 2023 | $89.58M | $76.42M | $545.00K | $12.77M |
| Jun 2024 | $82.88M | $68.96M | $559.00K | $13.67M |
| Jun 2025 | $81.87M | $67.01M | $450.00K | $14.58M |
| Jun 2026 | $84.03M | $68.41M | $412.00K | $15.33M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $68.41M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $68.41M.
Similar-sized banks
Lowry State Bank ($84.06M) · The Bank Of Edison ($83.95M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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