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The Bank Of Princeton
Princeton, NJ · FDIC Certificate #58513 · Chartered 04/2
Total assets
$2.25B
Total deposits
$1.94B
Total equity
$274.98M
Net loans
$1.75B
Branches (offices)
36
Net income (YTD)
$13.91M
Rank: #552 of 4,213 U.S. banks by assets · #18 of 49 in New Jersey. Assets changed 0.4% and deposits 0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.23% |
| Return on equity | 10.30% |
| Net interest margin (YTD) | 3.83% |
| Equity to assets | 12.22% |
| Tier 1 leverage ratio | 11.69% |
| Uninsured deposits (share of deposits) | 31.5% |
| Noncurrent loans (share of loans) | 0.92% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 90.3% |
| Real estate loans (share of loans) | 96.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.69B | 96.6% | |
| Commercial & industrial | $47.43M | 2.7% | |
| Consumer / individual | $33.43M | 1.9% | |
| Construction & development | $199.50M | 11.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.63B | $1.39B | $12.35M | $211.35M |
| Jun 2023 | $1.84B | $1.57B | $12.88M | $228.90M |
| Jun 2024 | $1.98B | $1.70B | $9.95M | $244.26M |
| Jun 2025 | $2.24B | $1.94B | $6.69M | $255.68M |
| Jun 2026 | $2.25B | $1.94B | $13.91M | $274.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $1.70B | 29 |
| Pennsylvania | $187.29M | 5 |
| New York | $49.13M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.94B.
Similar-sized banks
Bank Of Tennessee ($2.25B) · Falcon International Bank ($2.25B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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