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Banks · New Jersey

The Bank Of Princeton

Princeton, NJ · FDIC Certificate #58513 · Chartered 04/2

Total assets
$2.25B
Total deposits
$1.94B
Total equity
$274.98M
Net loans
$1.75B
Branches (offices)
36
Net income (YTD)
$13.91M
Rank: #552 of 4,213 U.S. banks by assets · #18 of 49 in New Jersey. Assets changed 0.4% and deposits 0.1% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.23%
Return on equity10.30%
Net interest margin (YTD)3.83%
Equity to assets12.22%
Tier 1 leverage ratio11.69%
Uninsured deposits (share of deposits)31.5%
Noncurrent loans (share of loans)0.92%
Net charge-offs (share of loans)-0.03%
Loans to deposits90.3%
Real estate loans (share of loans)96.6%

Loan mix

CategoryAmountShare
Real estate loans$1.69B
96.6%
Commercial & industrial$47.43M
2.7%
Consumer / individual$33.43M
1.9%
Construction & development$199.50M
11.4%
Agricultural$0
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$1.63B$1.39B$12.35M$211.35M
Jun 2023$1.84B$1.57B$12.88M$228.90M
Jun 2024$1.98B$1.70B$9.95M$244.26M
Jun 2025$2.24B$1.94B$6.69M$255.68M
Jun 2026$2.25B$1.94B$13.91M$274.98M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
New Jersey$1.70B29
Pennsylvania$187.29M5
New York$49.13M2

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.94B.

Similar-sized banks

Bank Of Tennessee ($2.25B) · Falcon International Bank ($2.25B)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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