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Falcon International Bank
Laredo, TX · FDIC Certificate #26856 · Chartered 12/1
Total assets
$2.25B
Total deposits
$1.96B
Total equity
$275.29M
Net loans
$1.45B
Branches (offices)
18
Net income (YTD)
$17.10M
Rank: #553 of 4,213 U.S. banks by assets · #50 of 346 in Texas. Assets changed 6.1% and deposits 5.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.53% |
| Return on equity | 12.73% |
| Net interest margin (YTD) | 3.96% |
| Equity to assets | 12.24% |
| Tier 1 leverage ratio | 13.44% |
| Uninsured deposits (share of deposits) | 39.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 73.7% |
| Real estate loans (share of loans) | 90.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.30B | 90.1% | |
| Commercial & industrial | $122.39M | 8.5% | |
| Consumer / individual | $17.54M | 1.2% | |
| Construction & development | $378.22M | 26.2% | |
| Agricultural | $154.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.90B | $1.72B | $11.51M | $175.01M |
| Jun 2023 | $1.98B | $1.77B | $18.54M | $192.44M |
| Jun 2024 | $1.99B | $1.76B | $16.15M | $215.37M |
| Jun 2025 | $2.12B | $1.86B | $16.26M | $244.46M |
| Jun 2026 | $2.25B | $1.96B | $17.10M | $275.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $1.96B | 18 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.96B.
Similar-sized banks
The Bank Of Princeton ($2.25B) · American Bank & Trust ($2.25B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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