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The Bank Of Tampa
Tampa, FL · FDIC Certificate #21031 · Chartered 03/3
Total assets
$3.02B
Total deposits
$2.71B
Total equity
$295.24M
Net loans
$2.05B
Branches (offices)
13
Net income (YTD)
$18.78M
Rank: #423 of 4,213 U.S. banks by assets · #15 of 81 in Florida. Assets changed 0.6% and deposits -0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.25% |
| Return on equity | 13.05% |
| Net interest margin (YTD) | 3.64% |
| Equity to assets | 9.76% |
| Tier 1 leverage ratio | 10.97% |
| Uninsured deposits (share of deposits) | 53.4% |
| Noncurrent loans (share of loans) | 0.29% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 75.7% |
| Real estate loans (share of loans) | 77.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.60B | 77.8% | |
| Commercial & industrial | $388.05M | 18.9% | |
| Consumer / individual | $51.96M | 2.5% | |
| Construction & development | $94.58M | 4.6% | |
| Agricultural | $245.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.25B | $3.01B | $16.31M | $192.47M |
| Jun 2023 | $3.06B | $2.83B | $19.72M | $204.83M |
| Jun 2024 | $2.91B | $2.66B | $14.94M | $224.39M |
| Jun 2025 | $3.01B | $2.73B | $17.60M | $256.14M |
| Jun 2026 | $3.02B | $2.71B | $18.78M | $295.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $2.71B | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.71B.
Similar-sized banks
Mascoma Bank ($3.03B) · U. S. Century Bank ($3.02B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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