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U. S. Century Bank
Doral, FL · FDIC Certificate #57369 · Chartered 10/2
Total assets
$3.02B
Total deposits
$2.48B
Total equity
$263.59M
Net loans
$2.30B
Branches (offices)
10
Net income (YTD)
$21.49M
Rank: #424 of 4,213 U.S. banks by assets · #16 of 81 in Florida. Assets changed 11.0% and deposits 5.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.49% |
| Return on equity | 16.79% |
| Net interest margin (YTD) | 3.49% |
| Equity to assets | 8.74% |
| Tier 1 leverage ratio | 9.97% |
| Uninsured deposits (share of deposits) | 54.3% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 92.5% |
| Real estate loans (share of loans) | 72.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.66B | 72.4% | |
| Commercial & industrial | $303.73M | 13.2% | |
| Consumer / individual | $203.95M | 8.9% | |
| Construction & development | $40.76M | 1.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.02B | $1.75B | $10.15M | $178.97M |
| Jun 2023 | $2.23B | $1.93B | $10.14M | $183.05M |
| Jun 2024 | $2.46B | $2.07B | $11.50M | $197.91M |
| Jun 2025 | $2.72B | $2.36B | $17.03M | $228.06M |
| Jun 2026 | $3.02B | $2.48B | $21.49M | $263.59M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $2.48B | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.48B.
Similar-sized banks
The Bank Of Tampa ($3.02B) · Uplift Bank ($3.01B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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