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Uplift Bank
Arkadelphia, AR · FDIC Certificate #1528 · Chartered 03/0
Total assets
$3.01B
Total deposits
$2.34B
Total equity
$375.49M
Net loans
$1.96B
Branches (offices)
54
Net income (YTD)
$12.82M
Rank: #425 of 4,213 U.S. banks by assets · #9 of 78 in Arkansas. Assets changed 9.1% and deposits 10.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.89% |
| Return on equity | 6.80% |
| Net interest margin (YTD) | 3.64% |
| Equity to assets | 12.46% |
| Tier 1 leverage ratio | 11.85% |
| Uninsured deposits (share of deposits) | 39.2% |
| Noncurrent loans (share of loans) | 1.42% |
| Net charge-offs (share of loans) | 0.12% |
| Loans to deposits | 83.8% |
| Real estate loans (share of loans) | 79.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.56B | 79.6% | |
| Commercial & industrial | $193.16M | 9.9% | |
| Consumer / individual | $39.85M | 2.0% | |
| Construction & development | $320.87M | 16.4% | |
| Agricultural | $105.96M | 5.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.12B | $1.77B | $14.37M | $194.67M |
| Jun 2023 | $2.47B | $1.96B | $11.49M | $328.65M |
| Jun 2024 | $2.64B | $2.01B | $10.40M | $348.62M |
| Jun 2025 | $2.76B | $2.12B | $9.95M | $368.46M |
| Jun 2026 | $3.01B | $2.34B | $12.82M | $375.49M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $2.10B | 35 |
| Mississippi | $234.28M | 19 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.34B.
Similar-sized banks
U. S. Century Bank ($3.02B) · Northwest Bank ($3.00B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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