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The Citizens National Bank Of Quitman
Quitman, GA · FDIC Certificate #14731 · Chartered 08/2
Total assets
$133.70M
Total deposits
$118.96M
Total equity
$14.34M
Net loans
$81.54M
Branches (offices)
1
Net income (YTD)
$1.07M
Rank: #3,438 of 4,213 U.S. banks by assets · #107 of 123 in Georgia. Assets changed 1.6% and deposits 2.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.58% |
| Return on equity | 14.56% |
| Net interest margin (YTD) | 4.40% |
| Equity to assets | 10.72% |
| Tier 1 leverage ratio | 11.56% |
| Uninsured deposits (share of deposits) | 30.3% |
| Noncurrent loans (share of loans) | 0.21% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 68.5% |
| Real estate loans (share of loans) | 60.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $49.63M | 60.9% | |
| Commercial & industrial | $4.72M | 5.8% | |
| Consumer / individual | $17.93M | 22.0% | |
| Construction & development | $2.93M | 3.6% | |
| Agricultural | $10.47M | 12.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $132.42M | $116.65M | $515.00K | $13.76M |
| Jun 2023 | $125.61M | $111.33M | $927.00K | $13.85M |
| Jun 2024 | $119.55M | $106.31M | $921.00K | $12.88M |
| Jun 2025 | $131.64M | $116.48M | $945.00K | $14.34M |
| Jun 2026 | $133.70M | $118.96M | $1.07M | $14.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $118.96M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $118.96M.
Similar-sized banks
The First National Bank Of Aspermont ($133.88M) · The First National Bank Of Moose Lake ($133.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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