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The First National Bank Of Aspermont
Aspermont, TX · FDIC Certificate #3079 · Chartered 04/2
Total assets
$133.88M
Total deposits
$127.99M
Total equity
$5.33M
Net loans
$49.24M
Branches (offices)
1
Net income (YTD)
$738.00K
Rank: #3,437 of 4,213 U.S. banks by assets · #294 of 346 in Texas. Assets changed 6.5% and deposits 4.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 27.66% |
| Net interest margin (YTD) | 2.91% |
| Equity to assets | 3.98% |
| Tier 1 leverage ratio | 9.07% |
| Uninsured deposits (share of deposits) | 27.2% |
| Noncurrent loans (share of loans) | 0.29% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 38.5% |
| Real estate loans (share of loans) | 72.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $35.90M | 72.9% | |
| Commercial & industrial | $5.20M | 10.6% | |
| Consumer / individual | $2.66M | 5.4% | |
| Construction & development | $1.71M | 3.5% | |
| Agricultural | $5.07M | 10.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $102.70M | $102.23M | $300.00K | $364.00K |
| Jun 2023 | $104.01M | $98.37M | $506.00K | $389.00K |
| Jun 2024 | $114.57M | $112.24M | $288.00K | $1.86M |
| Jun 2025 | $125.71M | $122.53M | $362.00K | $2.65M |
| Jun 2026 | $133.88M | $127.99M | $738.00K | $5.33M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $127.99M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $127.99M.
Similar-sized banks
Bank Of Kampsville ($134.10M) · The Citizens National Bank Of Quitman ($133.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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