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The Dolores State Bank
Dolores, CO · FDIC Certificate #17959 · Chartered 01/0
Total assets
$456.31M
Total deposits
$357.33M
Total equity
$68.30M
Net loans
$329.87M
Branches (offices)
4
Net income (YTD)
$4.19M
Rank: #1,890 of 4,213 U.S. banks by assets · #22 of 63 in Colorado. Assets changed 8.5% and deposits 3.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.86% |
| Return on equity | 12.70% |
| Net interest margin (YTD) | 4.65% |
| Equity to assets | 14.97% |
| Tier 1 leverage ratio | 15.64% |
| Uninsured deposits (share of deposits) | 17.4% |
| Noncurrent loans (share of loans) | 1.02% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 92.3% |
| Real estate loans (share of loans) | 89.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $294.98M | 89.4% | |
| Commercial & industrial | $14.76M | 4.5% | |
| Consumer / individual | $21.92M | 6.6% | |
| Construction & development | $48.76M | 14.8% | |
| Agricultural | $2.26M | 0.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $370.37M | $325.87M | $2.44M | $39.23M |
| Jun 2023 | $372.24M | $322.98M | $3.25M | $44.73M |
| Jun 2024 | $406.83M | $340.11M | $2.87M | $51.78M |
| Jun 2025 | $420.62M | $345.56M | $3.61M | $59.72M |
| Jun 2026 | $456.31M | $357.33M | $4.19M | $68.30M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $357.33M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $357.33M.
Similar-sized banks
Trinity Capital Bank Of Texas ($456.64M) · Peoples Bank Of East Tennessee ($456.08M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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