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Peoples Bank Of East Tennessee
Madisonville, TN · FDIC Certificate #34517 · Chartered 09/2
Total assets
$456.08M
Total deposits
$407.16M
Total equity
$45.26M
Net loans
$309.17M
Branches (offices)
10
Net income (YTD)
$3.43M
Rank: #1,891 of 4,213 U.S. banks by assets · #55 of 109 in Tennessee. Assets changed 5.4% and deposits 4.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.53% |
| Return on equity | 15.73% |
| Net interest margin (YTD) | 5.09% |
| Equity to assets | 9.92% |
| Tier 1 leverage ratio | 10.90% |
| Uninsured deposits (share of deposits) | 17.4% |
| Noncurrent loans (share of loans) | 0.37% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 75.9% |
| Real estate loans (share of loans) | 90.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $280.00M | 90.6% | |
| Commercial & industrial | $15.07M | 4.9% | |
| Consumer / individual | $17.30M | 5.6% | |
| Construction & development | $44.57M | 14.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $371.99M | $341.00M | $2.23M | $29.35M |
| Jun 2023 | $359.86M | $325.18M | $2.61M | $32.31M |
| Jun 2024 | $385.71M | $347.26M | $2.76M | $35.78M |
| Jun 2025 | $432.72M | $390.76M | $2.89M | $38.78M |
| Jun 2026 | $456.08M | $407.16M | $3.43M | $45.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $379.53M | 9 |
| Georgia | $27.63M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $407.16M.
Similar-sized banks
The Dolores State Bank ($456.31M) · The Hometown Savings Bank ($455.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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