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The Hometown Savings Bank
Terre Haute, IN · FDIC Certificate #17736 · Chartered 12/0
Total assets
$455.66M
Total deposits
$406.28M
Total equity
$28.24M
Net loans
$290.79M
Branches (offices)
8
Net income (YTD)
$497.00K
Rank: #1,892 of 4,213 U.S. banks by assets · #44 of 87 in Indiana. Assets changed -4.8% and deposits -4.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.22% |
| Return on equity | 3.56% |
| Net interest margin (YTD) | 2.95% |
| Equity to assets | 6.20% |
| Tier 1 leverage ratio | 8.29% |
| Uninsured deposits (share of deposits) | 34.6% |
| Noncurrent loans (share of loans) | 0.59% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 71.6% |
| Real estate loans (share of loans) | 90.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $264.25M | 90.9% | |
| Commercial & industrial | $12.82M | 4.4% | |
| Consumer / individual | $3.43M | 1.2% | |
| Construction & development | $6.56M | 2.3% | |
| Agricultural | $2.38M | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $449.82M | $398.64M | $440.00K | $21.60M |
| Jun 2023 | $431.58M | $357.73M | $398.00K | $17.32M |
| Jun 2024 | $471.56M | $402.39M | -$229.00K | $23.98M |
| Jun 2025 | $478.83M | $426.00M | -$335.00K | $24.72M |
| Jun 2026 | $455.66M | $406.28M | $497.00K | $28.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $385.13M | 7 |
| Illinois | $21.15M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $406.28M.
Similar-sized banks
Peoples Bank Of East Tennessee ($456.08M) · Alliance Bank ($454.84M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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