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The Fidelity Deposit And Discount Bank
Dunmore, PA · FDIC Certificate #11868 · Chartered 05/1
Total assets
$2.97B
Total deposits
$2.56B
Total equity
$252.64M
Net loans
$2.07B
Branches (offices)
23
Net income (YTD)
$16.22M
Rank: #431 of 4,213 U.S. banks by assets · #20 of 109 in Pennsylvania. Assets changed 10.2% and deposits 5.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 13.23% |
| Net interest margin (YTD) | 3.11% |
| Equity to assets | 8.50% |
| Tier 1 leverage ratio | 9.50% |
| Uninsured deposits (share of deposits) | 42.6% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 80.8% |
| Real estate loans (share of loans) | 78.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.63B | 78.9% | |
| Commercial & industrial | $245.48M | 11.9% | |
| Consumer / individual | $66.34M | 3.2% | |
| Construction & development | $94.82M | 4.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.41B | $2.22B | $16.22M | $162.25M |
| Jun 2023 | $2.44B | $2.15B | $13.71M | $176.77M |
| Jun 2024 | $2.50B | $2.17B | $11.06M | $194.12M |
| Jun 2025 | $2.70B | $2.44B | $13.80M | $217.64M |
| Jun 2026 | $2.97B | $2.56B | $16.22M | $252.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $2.56B | 23 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.56B.
Similar-sized banks
First Fidelity Bank ($2.98B) · Tib National Association ($2.96B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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