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The First National Bank Of Coleraine
Coleraine, MN · FDIC Certificate #5117 · Chartered 01/0
Total assets
$111.97M
Total deposits
$105.15M
Total equity
$6.60M
Net loans
$41.47M
Branches (offices)
2
Net income (YTD)
$363.00K
Rank: #3,591 of 4,213 U.S. banks by assets · #161 of 221 in Minnesota. Assets changed 7.7% and deposits 7.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.65% |
| Return on equity | 11.18% |
| Net interest margin (YTD) | 3.11% |
| Equity to assets | 5.90% |
| Tier 1 leverage ratio | 7.63% |
| Uninsured deposits (share of deposits) | 26.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 39.4% |
| Real estate loans (share of loans) | 88.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $36.82M | 88.8% | |
| Commercial & industrial | $2.03M | 4.9% | |
| Consumer / individual | $2.79M | 6.7% | |
| Construction & development | $1.58M | 3.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $105.38M | $101.08M | $155.00K | $4.26M |
| Jun 2023 | $102.91M | $96.09M | $172.00K | $3.65M |
| Jun 2024 | $102.51M | $93.29M | $111.00K | $4.50M |
| Jun 2025 | $103.94M | $97.98M | $207.00K | $5.77M |
| Jun 2026 | $111.97M | $105.15M | $363.00K | $6.60M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $105.15M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $105.15M.
Similar-sized banks
First State Bank Of Beecher City ($112.17M) · Tpnb Bank ($111.95M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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